One Day
Car Insurance
1 hour to 4 weeks
Instant temporary
cover in minutes
Drivers age
range 21-74
From
1hr-28 days
Flexible
pay-as-you-go cover
How to get temporary car insurance
Get instant comprehensive and cheap car insurance today with these 3 quick and easy steps:
Complete our quick and simple online form
Get a quote and choose the right one for you
Pay online for instant short-term car insurance
Why choose One Day Insurance
Flexible and affordable short-term cover for drivers 21-74
Insure cars from 1 hour to up to 28 days
Protect owner's No Claims Discount
Covers vehicle Value Indemnity £1,000 minimum and £50,000 maximum
All policies fully comprehensive cover
Insurance for the UK only
To be eligible for our temporary car insurance policies, you and your vehicle must meet the specific requirements
Who needs short term car insurance?
A variety of scenarios may call for short-term cover; this is where temporary car insurance can come in:
Borrowing someone else's car
Road trips
Test driving a new car before you buy
Drive away coverage for taking home your new car
That IKEA trip
Visiting friends and family
Getting to weddings or other big events
Car sharing/ share the driving on long journeys
Emergency situations
Insuring a courtesy car
Staycations and weekends away
Seasonal use
Students back from university for the summer
Using a car for work travels
Cancellation fees: Don’t worry about the cancellation fees that come with exiting your annual policy early. As you can select the length of your policy, you avoid the aggro of trying to exit an annual contract you no longer need.
Benefits of getting temporary car insurance cover
One Day Insurance offers hourly, daily, weekend and weekly insurance. Find which one is right for you!
Fast to arrange
In just 3 easy online steps, we can get you insured and on the road. All your documentation will be emailed straight to you, so you can get covered in minutes.
Fully Flexible
Get temporary car insurance from as little as 1 hour up to 28 days, and only pay for the cover you need.
Protect your No Claims Bonus
Car insurance through One Day Insurance is separate from the car owner’s own policy. This means that, should anything happen to the car that is borrowed, the No Claims Discount for the owner is not affected.
Drive almost any vehicle
Our temporary car insurance policies cover a wide range of car models and makes, new and old.
Cost saving
With One Day Insurance, you aren’t committed to paying for a long-term policy you don’t need. Only pay for the time you require, and don’t worry about the cancellation fees that come with exiting your annual policy early.
Find the right One Day Insurance policy for you
One Day Insurance offers you reliable, flexible and budget-friendly short-term car insurance. We guarantee fully comprehensive cover that protects you for exactly the time period you need, whilst protecting you and the vehicle with the same level of cover as a traditional annual policy, without the commitment or costs. Whether you need hourly, daily, weekend, weekly, or monthly insurance, we have the right car insurance for you!
Insure cars from 1 hour to up to 28 days
Protect owner's No Claims Discount
Covers vehicle Value Indemnity £1,000 minimum and £50,000 maximum
Insurance for the UK only
Read our temporary car insurance policy in full for more information.
Get comprehensive and flexible car insurance for either your personal vehicle or another’s without delay! Just complete our straightforward online form to get a quote in minutes!
Get insurance for as little as one hour with our flexible hourly insurance policy, so you only pay for the time you need
One Day Insurance makes it quick and easy to get temporary insurance by the day with our day car insurance cover
Need cover for a weekend trip away? Get fully comprehensive cover with One Day Insurance’s weekend short-term cover
Whether you’re off on a road trip or need a car for work travel, insure a car for a week with our weekly car insurance
We offer temporary car insurance for up to a month, for customers who need longer coverage but want to be free from the constraints of an annual car insurance policy.
Discover just how affordable temporary car insurance can be.
Use our car insurance quote tool to calculate a cost.
Temporary Car Insurance FAQs
What is a temporary car insurance policy?
Temporary car insurance provides short-term coverage for either your own or someone else’s vehicle that you are borrowing, ranging from an hour up to a month. It offers flexibility for specific situations, such as short trips or borrowing a car, allowing you to customise your comprehensive coverage based on your temporary needs.
How does temporary car insurance work?
Simply fill in your details and the details of the vehicle you are insuring, and let us know how long you need the insurance cover to last. One Day Insurance will present you a quote and once you have paid online, we will email you in minutes with all the necessary documentation to show you are correctly insured on the vehicle. The insurance policy will appear on the Motor Insurance Database (MID) within 24 hours, but to be sure, we recommend you keep proof of your policy with you whilst driving, whether it’s electronic or paper. To find out more about what the MID is and how it impacts your temporary car insurance policy, read our blog covering all things MID. Your insurance policy will protect you as much as a regular annual policy would, with comprehensive cover as standard, however, the cover will expire after the selected time period is up.
How long can I get temporary car insurance for?
What are the benefits of temporary car insurance?
Temporary car insurance offers flexibility and the freedom to choose the policy duration you require. Enjoy cost savings by paying only for the coverage you need, and with comprehensive protection as a standard, it ensures optimal security without affecting the car owner’s no-claims discount. With our 3 simple steps, approval takes just minutes.
Can I get temporary car insurance for any type of vehicle?
There are certain elibility criteria that the car you’re insuring must meet:
- Vehicle is owned by family or friend, is a courtesy or lease car
- Vehicle is not a hire or rental vehicle
- Your usual vehicle is not impounded by the police
- Minimum car value £1000
- Maximum car value £50,000
- Social, Domestic and Pleasure / Social,
- Domestic and Pleasure + Commercial use / Class 1 business use only
The make and model of your car can impact your quote from One Day Insurance. Read more about our Elibility Criteria.
What information is required to get temporary car insurance?
In order to get your insurance approved and you on the road as quick as possible, you will need to provide the following information:
- Your personal details; name, date of birth, home address and driving licence number
- You will need to have held a valid UK driving licence for a minimum of 6 months
- Vehicles details; registration number, make and model
Is temporary car insurance more expensive than annual insurance?
If you regularly use your car, annual insurance may be cheaper with lower monthly premiums. On the flip side, if you only need occasional or short-term coverage, temporary car insurance can save you money and protect the owner’s No Claims Discount. While it may cost more per day or month compared to annual insurance, it proves cost-effective for those seeking brief coverage. With One Day Insurance, you pay only for the required time, avoid early cancellation fees, and enjoy reliable comprehensive coverage. Read more about the pros and cons of getting temporary car insurance over annual car insurance to find out which is best for you.
Am I eligible for our One Day Insurance policies?
In order to be eligible for our short-term One Day Insurance policies, you and the vehicle you intend to insure must meet certain criteria. To find out about these specific requirements, read our page on Eligibility Criteria
What coverage options are available with temporary car insurance?
With One Day Insurance, you can get temporary car insurance for as long or as little as you need. We offer short-term cover for the following time periods: hourly, daily, weekend, weekly, monthly. Our policies come with comprehensive cover as standard. This means your policy will cover not only damage to other vehicles but also damage to your own car, whether it’s due to accidents, theft, fire, vandalism, or natural disasters. This type of coverage is more extensive than third-party or third-party, fire and theft policies, offering a higher level of financial protection for the policyholder.
Are there any age restrictions for temporary car insurance?
At One Day Insurance, we offer short-term car insurance policies for drivers aged 21-74 years old.
Will my temporary car insurance cover me for business use?
Yes, our policies will cover you for social, domestic and pleasure use along with using the vehicle for work.
Can I drive abroad with this insurance?
No. You are insurerd to drive in the UK only.
Guides and inspiration
Get informed, get inspired – read our blogs to find out more about short-term car insurance and how it could be the solution for your driving needs.
