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Daily
Car Insurance

Temporary car insurance by the day

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1 hour to 4 weeks

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Instant temporary
cover in minutes

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Drivers age
range 21-74

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From
1hr-28 days

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Flexible
pay-as-you-go cover

How to get temporary car insurance by the day

Follow these 3 quick and easy steps to get insured by the day with our comprehensive and affordable short-term car insurance:

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Complete our quick and simple online form

Get a quote and choose the right one for you

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Get a Quote online

Pay online for instant short-term car insurance

Car Insurance
By the Day

Secure affordable and reliable car insurance for your short-term driving needs with One Day Insurance. Get temporary car insurance for your own car or someone else’s vehicle for as little as one day with our flexible insurance policies. Our comprehensive cover caters to individuals seeking coverage for only brief durations, providing temporary insurance for the specific number of days you need. One Day Insurance spares you the expenses and inconveniences of conventional annual car insurance policies whilst still offering you the same level of cover and preserving the owner’s No Claims Discount.

For those seeking short-term car insurance, daily car insurance is the answer. Whether you’re insuring your own car or borrowing a friend or family member’s, One Day Insurance offers flexible car insurance that can cover you by the day. If you’re needing short-term cover for drive-away coverage or any emergency situations, daily car insurance can get you sorted. It is important you are always insured, no matter how short your drive, so you are protected should anything happen whilst you’re behind the wheel.

Daily car insurance is perfect for:

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Borrowing someone else's car

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One-day road trips

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Drive away coverage for taking home your new car

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Test driving a new car before you buy

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That IKEA trip

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Car sharing

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Emergency situations

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What is daily car insurance?

Temporary car insurance that covers you 1 day at a time. Let us know how many days you need short-term cover and we will offer you a temporary car insurance policy that meets your specific needs and protects you and the vehicle from any accidents or mishaps.

What does daily insurance cover?

A short-term car insurance policy from One Day Insurance provides you with the same fully comprehensive cover as annual car insurance but without the faff.

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Insure cars from 1 hour to up to 28 days

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Protect owner's No Claims Discount

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Covers vehicle Value Indemnity £1,000 minimum and £50,000 maximum

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Insurance for the UK only

Read our temporary car insurance policy in full for more information. 

Complete our quick and easy online form and get temporary car insurance the same day!

Who is eligible for daily car insurance?

To be eligible for our temporary car insurance policies, you and your vehicle must meet the following requirements:

Drivers

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Aged 21-74

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UK resident for 2+ years

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Have full UK Licence for 6+ months

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ABI group 1-45

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<6 points on your licence

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No previous driving bans

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Has a current permanent UK address

Vehicles

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Vehicle is owned by family or friend, is a courtesy or lease car

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Vehicle is not a hire or rental vehicle

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Your usual vehicle is not impounded by the police

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Minimum car value £1000

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Maximum car value £50,000

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SDP, SDP+C, Class 1 business use only

Read more about the eligibility criteria for our short-term car insurance

What information is required for daily short-term car insurance?

In order to get you on the road as quickly as possible, we will need the following information:

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UK
Driving Licence

Valid UK driving licence (for 6+ months)

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Choose Duration

Choose your car insurance duration, from 1hr to 28 days

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Details
About You

Your personal details; name, date of birth, home address and driver’s licence number

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Details
About Vehicle

Vehicles details; registration number, make and model,

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How much does daily temporary insurance cover cost?

Get temporary car insurance cover starting from just 31.81 and save yourself the cost and hassle that comes with annual car insurance policies, whilst still receiving the same level of cover. Through One Day Insurance, find a flexible and affordable temporary car insurance policy that works for you. The pricing of our car insurance policies is dependent on several factors that collectively establish the overall cost you are quoted.

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Prior accidents:

Previous claims will affect the cost for temporary car insurance policies via One Day Insurance

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Personal info:

Certain personal factors, including age and driving experience, are considered in your quote

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Vehicle type:

The size and model of your vehicle can impact the cost for short-term car insurance

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Location:

Certain areas are deemed higher risk, therefore, location is taken into account for your quote

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Policy length:

The length of cover you require will impact the cost of your short-term insurance quote

Use our car insurance quote tool to quickly find out the cost for you to get insured through One Day Insurance. Whatever your needs, we can provide the temporary car insurance cover that is right for you!

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Temporary Car Insurance FAQs

Our daily policies include comprehensive coverage as standard, ensuring protection not only for damage to other vehicles but also for the car you are driving. This encompasses accidents, theft, fire, vandalism, and natural disasters, providing a broader financial safeguard for the policyholder compared to third-party or third-party, fire and theft policies.

The primary difference between annual and temporary car insurance is in the name – annual car insurance is a policy that covers you over the course of a year, whilst temporary car insurance provides cover during a specific time period, ranging from an hour to a month. The key benefit of this temporary coverage is its flexibility and freedom, ideal for borrowing a friend or family member’s car, test drives, road trips, or any situation requiring temporary vehicle protection without the obligations of a long-term commitment. There are a host of other differences and benefits for annual vs temporary car insurance which you can read about in our blog comparing the two types of car insurance policies.

Whilst you cannot extend your One Day Insurance policy, should you need comprehensive cover for longer than you planned, you are able to arrange a new short-term policy quick and simple by completing the online form. You may cancel your temporary insurance policy before the end of the cover period, although no refund will be given.

We ensure the timely upload of new policy data to the Motor Insurance Database (MID) daily, even on holidays and weekends. The information should become available on the MID within just 2-3 hours after we have submitted your information. Read more about the MID and why it is relevant to your temporary car insurance policy.

Since temporary insurance is short-term and separate from your regular annual insurance policy, any claims made under temporary coverage should not affect the No-Claims Discount associated with your main policy.

No, at One Day Insurance we cannot provide daily short-term cover for learner drivers.

Guides and inspiration

Get informed, get inspired – read our blogs to find out more about short-term car insurance and how it could be the solution for your driving needs.

In this article, we will provide you with a step-by-step guide on how to add a temporary
The Motor Insurance Database (MID) is a central database in the United Kingdom that contains information about
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