Temporary
Car Insurance
Comprehensive short-term cover in an instant!
1 hour to 4 weeks
Instant temporary
cover in minutes
Drivers age
range 21-74
From
1hr-28 days
Flexible
pay-as-you-go cover
How to get temporary car insurance cover
With our quick and easy steps, you can get comprehensive and cheap short-term car insurance within minutes:
Complete our quick and simple online form
Get a quote and choose the right one for you
Pay online for instant short-term car insurance
Car Insurance
For a Temporary time
Temporary car insurance is short-term cover that you can adapt to the specific time frame you need. Whether you need temporary car insurance cover for 1 hour or up to 28 days, One Day Insurance can provide you with fully comprehensive cover as a standard, along with the freedom and flexibility that comes with temporary car insurance.
Planning a road trip or in need of coverage for a courtesy car? There are numerous situations that may require short-term car insurance with fully comprehensive cover, whether it’s for your own vehicle or someone else’s.
Temporary car insurance is perfect for:
Borrowing a friend or family member's car
Road trips
Drive away coverage for taking home your new car
Test driving a new car before you buy
That IKEA trip
Car sharing/ share the driving on long journeys
Emergency situations
Insuring a courtesy car
Staycations and weekends away
Seasonal use
Students back from university for the summer
Visiting friends and family
Getting to weddings or other big events
Using a car for work travels
What does One Day Insurance's temporary cover include?
Through One Day Insurance, secure reliable and affordable short-term car insurance, ensuring that you only pay for the precise duration you require. Embrace the advantages of our adaptable temporary car insurance, which not only protects you and maintains the owner’s No Claims Discount but also spares you from the obligation of a lengthy commitment to an annual policy.
Insure cars from 1 hour to up to 28 days
Protect owner's No Claims Discount
Covers vehicle Value Indemnity £1,000 minimum and £50,000 maximum
Insurance for the UK only
Read our temporary car insurance policy in full for more information.
Get comprehensive short-term cover on your own car or someone else’s today! Simply fill in our quick and easy online form to get a quote.
Who is eligible for our temporary car insurance policies?
To be eligible for our temporary car insurance policies, you and your vehicle must meet the following requirements:
Drivers
Aged 21-74
UK resident for 2+ years
Have full UK Licence for 6+ months
ABI group 1-45
<6 points on your licence
No previous driving bans
Has a current permanent UK address
Vehicles
Vehicle is owned by family or friend, is a courtesy or lease car
Vehicle is not a hire or rental vehicle
Your usual vehicle is not impounded by the police
Minimum car value £1000
Maximum car value £50,000
SDP, SDP+C, Class 1 business use only
Read more about the eligibility criteria for our short-term car insurance
What information is required to get temporary car insurance?
In order to get you on the road as quickly as possible, we will need the following information:
UK
Driving Licence
Valid UK driving licence (for 6+ months)
Choose Duration
Choose your car insurance duration, from 1hr to 28 days
Details
About You
Your personal details; name, date of birth, home address and driver’s licence number
Details
About Vehicle
Vehicles details; registration number, make and model,
How much does temporary car insurance cost?
We are committed to offering cost-effective and flexible short-term car insurance solutions. Get temporary car insurance from as low as just £31.81 and free yourself from the financial burden and contractual obligations of annual car insurance policies, whilst still receiving the same level of comprehensive cover. The pricing for our temporary insurance quotes is based on various factors that collectively determine the cost of your short-term cover.
Prior accidents:
Previous claims will affect the cost for temporary car insurance policies via One Day Insurance
Personal info:
Certain personal factors, including age and driving experience, are considered in your quote
Vehicle type:
The size and model of your vehicle can impact the cost for temporary cover
Location:
Certain areas are deemed higher risk, therefore, location is taken into account for your quote
Policy length:
The length of cover you require will impact the cost of your short-term insurance quote
Discover what other benefits there are to getting temporary car insurance policies over annual car insurance so you can make the best decision for you!
What are the benefits of temporary car insurance vs. annual car insurance?
Annual insurance policy
Annual Fixed-Term Policy
Cancellation fee
Annual policy costs
Coverage varies on policy chosen
No claims discount affected if added to annual policy
Takes a while to get annual policy (find and approved)
Temporary car insurance policy
Flexibility of temporary insurance
No cancellation fee, policy duration can choose
Temporary car insurance cost
Comprehensive cover as standard
No claims discount not affected for car owner's
Temporary insurance approved in minutes
Read more about the benefits of getting temporary car insurance policies over annual car insurance, and make the decision that suits you best and your driving needs best.
Find the right short-term car insurance for you
One Day Insurance offers hourly, daily weekend, weekly, and monthly insurance. Find which one is right for you!
Hourly Insurance
Daily Insurance
Weekend Insurance
Weekly Insurance
Monthly car insurance
Get temporary car insurance for up to a month, and remain free from the constraints of an annual car insurance policy.
Temporary Car Insurance FAQs
What is a temporary car insurance policy?
Our policies include comprehensive coverage as standard, ensuring protection not only for damage to other vehicles but also for the car you are driving. This encompasses accidents, theft, fire, vandalism, and natural disasters, providing a broader financial safeguard for the policyholder compared to third-party or third-party, fire and theft policies.
What is covered by a temporary car insurance policy?
Our temporary insurance policies include comprehensive coverage as standard, ensuring protection not only for damage to other vehicles but also for the car you are driving. This encompasses accidents, theft, fire, vandalism, and natural disasters, providing a broader financial safeguard for the policyholder compared to third-party or third-party, fire and theft policies.
How is temporary car insurance different from an annual car insurance policy?
The primary difference between annual and temporary car insurance is in the name – annual car insurance is a policy that covers you over the course of a year, whilst temporary car insurance provides cover during a specific time period, ranging from an hour to a month. The key benefit of this temporary coverage is its flexibility and freedom, ideal for borrowing a friend or family member’s car, test drives, road trips, or any situation requiring temporary vehicle protection without the obligations of a long-term commitment. There are a host of other differences and benefits for annual vs temporary car insurance which you can read about in our blog comparing the two types of car insurance policies.
Can I extend or cancel my temporary car insurance policy?
Whilst you cannot extend your One Day Insurance policy, should you need comprehensive cover for longer than you planned, you are able to arrange a new short-term policy quick and simple by completing the online form. You may cancel your temporary insurance policy before the end of the cover period, although no refund will be given.
When will your information appear on the Motor Insurance Database?
We ensure the timely upload of new policy data to the Motor Insurance Database (MID) daily, even on holidays and weekends. The information should become available on the MID within just 2-3 hours after we have submitted your information. Read more about the MID and why it is relevant to your temporary car insurance policy.
Will getting temporary car insurance through One Day Insurance affect the vehicle owner's No Claims Discount?
Since temporary insurance is short-term and separate from your regular annual insurance policy, any claims made under temporary coverage should not affect the No-Claims Discount associated with your main policy.
Guides and inspiration
Get informed, get inspired – read our blogs to find out more about short-term car insurance and how it could be the solution for your driving needs.
